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Is it possible to open a bank account with a passport?

Written by ShBarcelona

Barcelona, a vibrant, multicultural city, attracts people from all over the world with its unique charm and endless opportunities. One of the first steps is to secure a solid financial foundation. In this sense, opening a bank account becomes a fundamental part for those who want to establish themselves in the city.

However, for those foreigners who are in Barcelona, ​​the process of opening a bank account may be an unfamiliar process.

Some banks have facilitated unrestricted access for foreigners, accepting the passport as a valid identification document. This measure has been absolutely beneficial for both tourists and residents of other countries, helping to facilitate financial procedures.

Why open an account?

Having a bank account in Spain as a non-resident offers a series of important benefits.

Firstly, it provides access to local financial services, simplifying the management of daily finances, such as payments and receipts in euros, avoiding international transaction fees.

In addition, it meets the legal and fiscal requirements, facilitating temporary residence or work in the country. It also promotes integration into the local community by establishing links with it, which facilitates participation in daily activities and establishes business relationships.

Open a bank account

Open a bank account with a passport

Can I open an account if I am not a resident of the country?

Yeah! Banks in Spain allow the opening of accounts for foreigners, as long as the established requirements are met.

Do I need to have a Foreigner Identification Number (NIE) to open an account?

Although the NIE is necessary for some procedures in Spain, it is not mandatory to open an account. You will still need to present some form of identification valid abroad, such as a passport.

Requirements to open an account with a passport:

When opening an account, it is not only necessary to identify yourself with a document that proves your identity. There are other conditions that will depend on the banking entity, these are the ones that are most repeated:

  • Be of legal age (18 years or older)
  • Have a mobile phone number to validate the registration process
  • Do not appear on any list of defaulters

Are there costs associated with opening a bank account in Spain?

Depending on the bank, the monthly or annual maintenance fee will be charged for the account. It is always advisable to research the different options and choose the one that best suits your needs.

Related article: Choosing a bank in Barcelona

Banks you can find:

You have different options depending on your preferences and needs, each with its conditions that vary depending on the product you want to contract.

Traditional banks:

  • Bank Sabadell
  • BBVA
  • Santander
  • CaixaBank
  • Bankia

Bank accounts that can be opened using the passport:

When opening an account with your passport, you have the following options available:

Current account: It is the most common of all, it allows you to carry out a wide variety of operations in the bank, which can range from checking transactions to making transfers to third parties.

Young account: This is aimed at younger people and may include additional offers and promotions.

Find monthly rentals in Barcelona

Opening a bank account in Spain using only your passport is perfectly feasible, even if you do not have permanent residence in the country.

By following the established procedures and providing the necessary documentation, you will be able to access all the banking and financial services available in Spain.

📌 It is important to note that each banking entity has its own requirements and conditions for opening an account with a passport, it is always advisable to inform yourself and compare the different options before making a decision.

About the author


ShBarcelona is a real estate agency located in the city of Barcelona that offers apartments for rent and sale. In our blog we tell you everything related with real estate, administrative procedures, events and plans in Barcelona.

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