{"id":97435,"date":"2018-12-19T21:01:37","date_gmt":"2018-12-19T20:01:37","guid":{"rendered":"https:\/\/www.shbarcelona.com\/blog\/en\/?p=97435"},"modified":"2018-12-19T21:01:37","modified_gmt":"2018-12-19T20:01:37","slug":"tips-for-facing-the-january-slump","status":"publish","type":"post","link":"https:\/\/www.shbarcelona.com\/blog\/en\/tips-for-facing-the-january-slump\/","title":{"rendered":"Tips For Facing The January Slump"},"content":{"rendered":"

It\u2019s nearly the end of the year, and with December comes one of the times of the most spending out of the whole year. With weekend vacations, business dinners, Secret Santa parties, family dinners, Christmas gifts for everyone, New Year\u2019s Eve parties and more family dinners, there is a ton to budget in before December even ends, and then comes Three Kings Day and the January sales. Overall, the beginning of January, when people return to reality and see their bank account, is a time when people start to worry a bit about money. That is why today in this article from <\/span>ShBarcelona<\/b><\/a>, we want to give you some advice for facing the January slump.<\/span><\/p>\n

Related article: <\/span><\/i>Apps To Help You Save Money<\/span><\/i><\/a><\/p>\n

Plan, prioritize and be responsible<\/h2>\n
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Photo via Pixabay<\/p><\/div>\n

Make a list of the fixed expenses and income that you can count on for the next months. Taking a moment to stop and add up the exact amount of your spending for each month is a good exercise that everyone should do every once in a while. It may help to give you an idea of which spending you can do without and could allocate towards other things. When you have the numbers laid out in front of you, the best thing to do is make a <\/span>budget<\/b><\/a> and try to stick to it, giving priority to what is truly necessary, urgent or important. The holidays are a time of excess in many senses, so having a clear and organized budget will help you to avoid unpleasant surprises in January. Even then, however, unexpected spending can still happen; if you are going to use your <\/span>credit card<\/b><\/a> for a larger purchase, think about if it\u2019s something your budget truly has room for first. You can still enjoy the parties with family and friends, buy great gifts for your loved ones and have a wonderful holiday with your finances under control. <\/span><\/p>\n

Related article: <\/span><\/i>The Best Way To Do Holiday Shopping In Barcelona<\/span><\/i><\/a><\/p>\n

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Photo via Pixabay<\/p><\/div>\n

Right after the Three Kings celebration puts the final touch on the holiday festivities for the year, the <\/span>January sales<\/b><\/a> begin. If you let yourself be carried away by the wave of consumerism, you can end up buying things you don\u2019t really need, as opposed to shopping responsibly and consciously. Compare prices at different stores, since there are places that offer much better discounts than others; the Internet is a great way to look ahead and make comparisons. Take advantage of the opportunity to buy quality products that will last longer and be a good investment rather than cheaper ones that will likely need to be replaced sooner. Be especially wary of \u201cbargains\u201d, as a product might be marked at a super low sale price, but think about if you really need it and would have ever wanted it before seeing it. In fact, avoid going shopping for January sales at all if there\u2019s not anything you really need; it\u2019s the best way to avoid spending unnecessarily. Confronting the <\/span>cost<\/b><\/a> of January will be much easier if you\u2019ve planned ahead, prioritized and have made a good budget. If you still, even then, know that you\u2019ll be in a bind at the end of the month, there are small things you can do day to day. Using your car less and instead opting for biking, walking or <\/span>public transport<\/b><\/a> will help you to save money on gas. Think carefully about the places you do your shopping as there can be a wide range of prices between stores. You can also bring a homemade lunch to the office rather than going out each day, as it\u2019s cheaper and will allow you to choose more food options. <\/span><\/p>\n

Do you have any tricks for saving money during the holidays?<\/b><\/p>\n

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It\u2019s nearly the end of the year, and with December comes one of the times of the most spending out of the whole year. With weekend vacations, business dinners, Secret Santa parties, family dinners, Christmas gifts for everyone, New Year\u2019s Eve parties and more family dinners, there is a ton to budget in before December […]<\/p>\n","protected":false},"author":138,"featured_media":97439,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[4599],"tags":[],"_links":{"self":[{"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/posts\/97435"}],"collection":[{"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/users\/138"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/comments?post=97435"}],"version-history":[{"count":3,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/posts\/97435\/revisions"}],"predecessor-version":[{"id":97441,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/posts\/97435\/revisions\/97441"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/media\/97439"}],"wp:attachment":[{"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/media?parent=97435"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/categories?post=97435"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/tags?post=97435"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}