{"id":84824,"date":"2017-05-11T14:52:11","date_gmt":"2017-05-11T12:52:11","guid":{"rendered":"https:\/\/www.shbarcelona.com\/blog\/en\/?p=84824"},"modified":"2021-07-12T12:51:14","modified_gmt":"2021-07-12T10:51:14","slug":"credit-business","status":"publish","type":"post","link":"https:\/\/www.shbarcelona.com\/blog\/en\/credit-business\/","title":{"rendered":"How to get a credit for your business in Barcelona"},"content":{"rendered":"<p style=\"text-align: justify;\">Are you looking to open a business in <strong>Barcelona<\/strong>? Do you have all of the information you need?\u00a0<strong>Barcelona<\/strong> supports new entrepreneurs but it may be complicated for foreigners to\u00a0know exactly all that is necessary when starting a business in the Catalan capital. To help you understand some of your financial options, we wrote an article about\u00a0<strong>how to get a credit for your business in Barcelona<\/strong>.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.shbarcelona.com\/blog\/en\/credit-business\/#Defining_your_project\" title=\"Defining your project\">Defining your project<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.shbarcelona.com\/blog\/en\/credit-business\/#ICO_for_innovative_projects\" title=\"ICO for innovative projects\">ICO for innovative projects<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.shbarcelona.com\/blog\/en\/credit-business\/#Barcelona_Activa_for_local_economy\" title=\"Barcelona Activa for local economy\">Barcelona Activa for local economy<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.shbarcelona.com\/blog\/en\/credit-business\/#La_Pena_for_exclusive_projects\" title=\"La Pe\u00f1a for exclusive projects\">La Pe\u00f1a for exclusive projects<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Defining_your_project\"><\/span>Defining your project<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_84812\" style=\"width: 310px\" class=\"wp-caption alignleft\"><img aria-describedby=\"caption-attachment-84812\" class=\"size-medium wp-image-84812\" src=\"https:\/\/www.shbarcelona.com\/blog\/en\/wp-content\/uploads\/2017\/03\/credit1-300x177.jpg\" alt=\"\" width=\"300\" height=\"177\" \/><p id=\"caption-attachment-84812\" class=\"wp-caption-text\">Photo via Pixabay<\/p><\/div>\n<p style=\"text-align: justify;\">As Albert Einstein said: \u2018If you can\u2019t explain it simply, you don\u2019t understand it well enough\u2019. So, defining your project is the most important thing. A simple idea is always more efficient than a complicated idea and you will convince more <a href=\"https:\/\/www.shbarcelona.com\/blog\/en\/crowdfunding-spain\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>investors<\/strong><\/a> if you explain it clearly, in simple words. Make your pitch clear and concise and show that you are secure in your plans. Whatever your business, you should know what the market is like, who are your competitors and what do you offer in your project that others don&#8217;t, before launching your <a href=\"https:\/\/www.shbarcelona.com\/blog\/en\/cool-business\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>business<\/strong><\/a>.<\/p>\n<p style=\"text-align: center;\"><em>Related article: <a href=\"https:\/\/www.shbarcelona.com\/blog\/en\/barcelona-startup\/\" target=\"_blank\" rel=\"noopener noreferrer\">Challenges to Barcelona&#8217;s Startup Scene<\/a><\/em><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"ICO_for_innovative_projects\"><\/span>ICO for innovative projects<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">The Spanish banking institutions are a little hesitant when they have to approve a loan for an individual or a firm. But, if your project is well planned, you should be able to benefit from a financing program. For instance, the <a href=\"https:\/\/www.ico.es\/web\/ico_en\/home\" target=\"_blank\" rel=\"noopener noreferrer nofollow\"><strong>Instituto de Cr\u00e9dito Oficial<\/strong> <\/a>(ICO) is a public bank connected to the Spanish Ministry of Economy, Industry and Competitiveness. It may be an interesting alternative source of finance for your <strong>business.<\/strong> It offers specific <strong><a href=\"https:\/\/www.shbarcelona.com\/blog\/en\/send-money\/\" target=\"_blank\" rel=\"noopener noreferrer\">credits<\/a> <\/strong>for business people. Its main goal is to promote any economic activities that increase national growth, wealth, and development. They prioritize creative and innovative projects that bring changes in cultural, social or environmental matters. To do so, <strong>ICO<\/strong> provides <strong>loans<\/strong> to fund projects from self-employed, small and medium-sized companies, and state or private institutions. Their office is located in Madrid but you can reach them by phone from Barcelona, if needed.<\/p>\n<p style=\"text-align: justify;\"><strong>Address:<\/strong> <a href=\"https:\/\/goo.gl\/maps\/nKswY5MP5tB2\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Paseo del Prado, 4, Madrid<\/a><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Barcelona_Activa_for_local_economy\"><\/span>Barcelona Activa for local economy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span class=\"removed_link\" title=\"https:\/\/www.barcelonactiva.cat\/inici\"><strong>Barcelona Activa<\/strong><\/span> is a state organization created to promote the\u00a0economic growth of <strong>Barcelona<\/strong>. It offers several programs and <a href=\"https:\/\/www.shbarcelona.com\/blog\/en\/workshops-barcelona\/\" target=\"_blank\" rel=\"noopener noreferrer\">workshops<\/a> in order to support people in <strong>business creation<\/strong>. Its main objective is to encourage development, which means that\u00a0<strong>Barcelona Activa<\/strong>\u00a0offers many useful services that can help you in your entrepreneurial projects.<\/p>\n<p style=\"text-align: justify;\"><strong>Address:<\/strong> <a href=\"https:\/\/goo.gl\/maps\/DDFqjJdQs6Q2\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Carrer de la Llacuna, 162 -164<\/a><\/p>\n<p style=\"text-align: center;\"><em>Related article: <a href=\"https:\/\/www.shbarcelona.com\/blog\/en\/startup\/\" target=\"_blank\" rel=\"noopener noreferrer\">Which Barcelona startup support is right for you?<\/a>\u00a0<\/em><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"La_Pena_for_exclusive_projects\"><\/span>La Pe\u00f1a for exclusive projects<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_84811\" style=\"width: 310px\" class=\"wp-caption alignright\"><img aria-describedby=\"caption-attachment-84811\" class=\"size-medium wp-image-84811\" src=\"https:\/\/www.shbarcelona.com\/blog\/en\/wp-content\/uploads\/2017\/03\/credit-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" \/><p id=\"caption-attachment-84811\" class=\"wp-caption-text\">Photo via Pixabay<\/p><\/div>\n<p style=\"text-align: justify;\"><a href=\"http:\/\/www.lpbc.club\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\"><strong>La Pe\u00f1a<\/strong><\/a> is a French and Spanish <strong>business club<\/strong>. Its goal is to support any kind of business project in Spain. Their office is located in <strong>Barcelona<\/strong> so you can easily schedule a meeting with them to explain your project and receive some useful feedback and learn more about the different <strong>ways of financing<\/strong>. This business club regularly organizes conferences and after work events that can be very useful to increase your social network and business contacts.<\/p>\n<p style=\"text-align: justify;\"><strong>Address:<\/strong> <a href=\"https:\/\/goo.gl\/maps\/FP3LH5mdJrp\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">Passeig de Gr\u00e0cia, 61<\/a><\/p>\n<p style=\"text-align: center;\"><em>Looking for an apartment in the city?\u00a0<strong><a href=\"https:\/\/www.shbarcelona.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">ShBarcelona<\/a><\/strong>\u00a0is the answer<\/em><\/p>\n<div style=\"display: none;\"\n    class=\"kk-star-ratings kksr-valign-bottom kksr-align-left \"\n    data-id=\"84824\"\n    data-slug=\"\">\n    <div class=\"kksr-stars\">\n    <div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n    <\/div>\n    <div class=\"kksr-stars-active\" style=\"width: 150px;\">\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: 25px; height: 25px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n    <div class=\"kksr-legend\">\n            <strong class=\"kksr-score\">5<\/strong>\n        <span class=\"kksr-muted\">\/<\/span>\n        <strong>5<\/strong>\n        <span class=\"kksr-muted\">(<\/span>\n        <strong class=\"kksr-count\">1<\/strong>\n        <span class=\"kksr-muted\">\n            vote        <\/span>\n        <span class=\"kksr-muted\">)<\/span>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Are you looking to open a business in Barcelona? Do you have all of the information you need?\u00a0Barcelona supports new entrepreneurs but it may be complicated for foreigners to\u00a0know exactly all that is necessary when starting a business in the Catalan capital. To help you understand some of your financial options, we wrote an article [&hellip;]<\/p>\n","protected":false},"author":113,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[650,444,7078,7079,7080],"_links":{"self":[{"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/posts\/84824"}],"collection":[{"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/users\/113"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/comments?post=84824"}],"version-history":[{"count":14,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/posts\/84824\/revisions"}],"predecessor-version":[{"id":106275,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/posts\/84824\/revisions\/106275"}],"wp:attachment":[{"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/media?parent=84824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/categories?post=84824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/en\/wp-json\/wp\/v2\/tags?post=84824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}