{"id":6847,"date":"2018-06-24T15:44:06","date_gmt":"2018-06-24T13:44:06","guid":{"rendered":"https:\/\/www.shbarcelona.cat\/blog\/cat\/?p=6847"},"modified":"2018-06-24T15:44:06","modified_gmt":"2018-06-24T13:44:06","slug":"que-fer-en-cas-de-sinistre-a-barcelona","status":"publish","type":"post","link":"https:\/\/www.shbarcelona.com\/blog\/cat\/que-fer-en-cas-de-sinistre-a-barcelona\/","title":{"rendered":"Qu\u00e8 fer en cas de sinistre a Barcelona?"},"content":{"rendered":"<p style=\"text-align: justify;\">Patir un sinistre al teu domicili sempre \u00e9s un maldecap. Com la majoria d&#8217; infortunis que sorgeixen al llarg de la vida, solen ser esdeveniments imprevistos, pel que prevenir-nos pot resultar en una sortira a la salvaci\u00f3 a l&#8217; hora de reduir l&#8217; impacte de les conseq\u00fc\u00e8ncies que un accident aix\u00ed suposa i que, depenent del grau de gravetat de l&#8217; incident, ser\u00e0 tamb\u00e9 major o menor econ\u00f2micament parlant. Evidentment, el m\u00e9s important \u00e9s sempre que no hi hagin danys personals, cas en el qual les indemnitzacions als afectats per part dels responsables del sinistre solen ser molt elevades. Des de <a href=\"https:\/\/www.shbarcelona.cat\/\" target=\"_blank\" rel=\"noopener\"><strong>ShBarcelona<\/strong><\/a> us volem donar alguns consells en cas d&#8217; accident dom\u00e8stic que us poden anar ver per a reaccions davant d&#8217; aquest tipus de problema.<\/p>\n<p style=\"text-align: center;\"><em>Articulo relacionado: <a href=\"https:\/\/www.shbarcelona.cat\/blog\/cat\/fes-el-teu-pis-segur-pel-teu-fill\/\" target=\"_blank\" rel=\"noopener\">Fes el teu pis segur pel teu fill<\/a><\/em><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_17 counter-hierarchy ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Taula de Continguts<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.shbarcelona.com\/blog\/cat\/que-fer-en-cas-de-sinistre-a-barcelona\/#Tipus_de_cobertures\" title=\"Tipus de cobertures\">Tipus de cobertures<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.shbarcelona.com\/blog\/cat\/que-fer-en-cas-de-sinistre-a-barcelona\/#Coses_a_tenir_en_compte\" title=\"Coses a tenir en compte\">Coses a tenir en compte<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-2\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.shbarcelona.com\/blog\/cat\/que-fer-en-cas-de-sinistre-a-barcelona\/#Assaguranca_a_tercers_important_a_valorar\" title=\"Assaguran\u00e7a a tercers, important a valorar\">Assaguran\u00e7a a tercers, important a valorar<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Tipus_de_cobertures\"><\/span>Tipus de cobertures<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_6850\" style=\"width: 310px\" class=\"wp-caption alignright\"><a href=\"https:\/\/www.shbarcelona.cat\/blog\/cat\/wp-content\/uploads\/2018\/06\/RUINAS.jpg\" target=\"_blank\"><img aria-describedby=\"caption-attachment-6850\" class=\"wp-image-6850 size-medium\" src=\"https:\/\/www.shbarcelona.cat\/blog\/cat\/wp-content\/uploads\/2018\/06\/RUINAS-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/RUINAS-300x200.jpg 300w, https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/RUINAS-768x511.jpg 768w, https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/RUINAS-640x426.jpg 640w, https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/RUINAS-810x539.jpg 810w, https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/RUINAS.jpg 960w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><p id=\"caption-attachment-6850\" class=\"wp-caption-text\">Imatge v\u00eda Pixabay<\/p><\/div>\n<p style=\"text-align: justify;\">A l&#8217; hora de contractar una asseguran\u00e7a d&#8217; habitatge has de tenir varies coses en compte, entre elles, si ets propietari o arrendatari, si comptes amb molts objectes de valor al domicili, si vius en una comunitat de ve\u00efns, etc. En primer lloc, \u00e9s important saber que les p\u00f2lisses poden assegurar el continent de l&#8217; habitatge, el contingut o ambdues coses. El <strong>continent\u00a0<\/strong>fa refer\u00e8ncia al lloc que delimita <a href=\"https:\/\/www.shbarcelona.cat\/blog\/cat\/plantes-a-casa\/\" target=\"_blank\" rel=\"noopener\"><strong>el domicili<\/strong><\/a>. En aquest tipus de p\u00f2lissa s&#8217; asseguren les parets, el terra, les instal\u00b7lacions o els sostres. \u00c9s important consultar amb l&#8217;<a href=\"https:\/\/www.shbarcelona.cat\/blog\/cat\/racc-el-reial-automobil-club-de-catalunya\/\" target=\"_blank\" rel=\"noopener\"><strong> empresa asseguradora<\/strong><\/a> quines coses relacionades amb el continent estan exactament incloses, ja que algunes incorporen m\u00e9s elements que d&#8217; altres. Per altra banda, el <strong>contingut\u00a0<\/strong>s\u00f3n els objectes i pertinences que es troben dins del continent. Aquests elements poden ser elements com la roba, joies, mobles, elements electr\u00f2nics, etc., per\u00f2 com hem comentat anteriorment, \u00e9s important consultar amb l&#8217; asseguradora quins elements estan inclosos en la nostra p\u00f2lissa contractada.<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Coses_a_tenir_en_compte\"><\/span>Coses a tenir en compte<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\">Tamb\u00e9 \u00e9s important tenir en compte que, si el teu domicili es troba dins d&#8217; una comunitat de ve\u00efns, la p\u00f2lissa de la comunitat, obligat\u00f2ria per a totes les comunitats, poden incloure conting\u00e8ncies relacionades amb el continent, pel qual potser pots estalviar a la p\u00f2lissa ometent una asseguran\u00e7a sobre el mateix, contractant nom\u00e9s part del continent. Per altra banda, si ets propietari y desitges tenir assegurat el continent, ja que penses alquilar el teu pis, haur\u00e0s de ser tu qui contracti la p\u00f2lissa, ja que aquest tipus nom\u00e9s es gestiona mitjan\u00e7ant el propietari i no l&#8217; inquil\u00ed. Si, a m\u00e9s, el pis est\u00e0 equipat, \u00e9s aconsellable que tamb\u00e9 contractis una p\u00f2lissa de contingut. Si ets inquil\u00ed i tens objectes de valor al domilici, com ara mobles, joies, electrodom\u00e8stics, o aparells electr\u00f2nics, tamb\u00e9 \u00e9s interessant valorar una p\u00f2lissa de contingut.<\/p>\n<p style=\"text-align: center;\"><em>Article relacionat: <a href=\"https:\/\/www.shbarcelona.cat\/blog\/cat\/quant-li-costa-a-un-estudiant-viure\/\" target=\"_blank\" rel=\"noopener\">Quant li costa a un estudiant viure a Barcelona?<\/a><\/em><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Assaguranca_a_tercers_important_a_valorar\"><\/span>Assaguran\u00e7a a tercers, important a valorar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div id=\"attachment_6851\" style=\"width: 310px\" class=\"wp-caption alignleft\"><a href=\"https:\/\/www.shbarcelona.cat\/blog\/cat\/wp-content\/uploads\/2018\/06\/BOMBEROS.jpg\" target=\"_blank\"><img aria-describedby=\"caption-attachment-6851\" class=\"size-medium wp-image-6851\" src=\"https:\/\/www.shbarcelona.cat\/blog\/cat\/wp-content\/uploads\/2018\/06\/BOMBEROS-300x199.jpg\" alt=\"\" width=\"300\" height=\"199\" srcset=\"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/BOMBEROS-300x199.jpg 300w, https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/BOMBEROS-768x510.jpg 768w, https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/BOMBEROS-640x425.jpg 640w, https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/BOMBEROS-810x538.jpg 810w, https:\/\/www.shbarcelona.com\/blog\/cat\/wp-content\/uploads\/2018\/06\/BOMBEROS.jpg 960w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><p id=\"caption-attachment-6851\" class=\"wp-caption-text\">Imatge v\u00eda Pixabay<\/p><\/div>\n<p style=\"text-align: justify;\">Si l&#8217; incident o sinistre \u00e9s important i afecta a terceres persones com ara ve\u00efns o altres ciutadans, i t\u00fa ets el responsable per part d&#8217; un descuit, com ara deixar-te una paella al foc o dormir amb una cigarreta encesa i provoca un incendi que causa danys personals, les indemnitzacions s\u00f3n molt elevades, i probablement minvin de forma considerable l&#8217; econon\u00eda de qualsevol persona amb uns ingressos mitjos. Per aquest motiu \u00e9s important que es valori les possibilitats de contractar una asseguran\u00e7a de responsabilitat civil per a que cobreixi conting\u00e8ncies relacionades amb aquest tipus d&#8217; incidents.<\/p>\n<p style=\"text-align: center;\"><strong>Has patit alg\u00fan cop un sisnitre dom\u00e8stic al teu domicili? Qu\u00e8 ens pots aconsellar?<\/strong><\/p>\n<div class=\"su-box su-box-style-soft\" id=\"\" style=\"border-color:#6d0000;border-radius:0px\"><div class=\"su-box-title\" style=\"background-color:#a00121;color:#ffffff;border-top-left-radius:0px;border-top-right-radius:0px\">Top 5 articles immobiliaris &#x1f3e0;<\/div><div class=\"su-box-content su-u-clearfix su-u-trim\" style=\"border-bottom-left-radius:0px;border-bottom-right-radius:0px\"><div class=\"pt-cv-wrapper\"><div class=\"pt-cv-view pt-cv-scrollable pt-cv-colsys\" id=\"pt-cv-view-9e1d7b0hds\"><div data-id=\"pt-cv-page-1\" class=\"pt-cv-page\" data-cvc=\"1\"><div id=\"77661cfp7j\" class=\"pt-cv-carousel pt-cv-slide\" data-ride=\"cvcarousel\" data-interval=false><ol class=\"pt-cv-carousel-indicators\"><li data-target=\"#77661cfp7j\" data-cvslide-to=\"0\" class=\"active\"><\/li>\n<li data-target=\"#77661cfp7j\" data-cvslide-to=\"1\" class=\"\"><\/li>\n<li data-target=\"#77661cfp7j\" data-cvslide-to=\"2\" class=\"\"><\/li>\n<li 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class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\">\n            <div class=\"kksr-icon\" style=\"width: 20px; height: 20px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n    <div class=\"kksr-legend\">\n            <strong class=\"kksr-score\">5<\/strong>\n        <span class=\"kksr-muted\">\/<\/span>\n        <strong>5<\/strong>\n        <span class=\"kksr-muted\">(<\/span>\n        <strong class=\"kksr-count\">1<\/strong>\n        <span class=\"kksr-muted\">\n            vote        <\/span>\n        <span class=\"kksr-muted\">)<\/span>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Patir un sinistre al teu domicili sempre \u00e9s un maldecap. Com la majoria d&#8217; infortunis que sorgeixen al llarg de la vida, solen ser esdeveniments imprevistos, pel que prevenir-nos pot resultar en una sortira a la salvaci\u00f3 a l&#8217; hora de reduir l&#8217; impacte de les conseq\u00fc\u00e8ncies que un accident aix\u00ed suposa i que, depenent [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":6849,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1500],"tags":[],"_links":{"self":[{"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/posts\/6847"}],"collection":[{"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/comments?post=6847"}],"version-history":[{"count":3,"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/posts\/6847\/revisions"}],"predecessor-version":[{"id":118937,"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/posts\/6847\/revisions\/118937"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/media\/6849"}],"wp:attachment":[{"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/media?parent=6847"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/categories?post=6847"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shbarcelona.com\/blog\/cat\/wp-json\/wp\/v2\/tags?post=6847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}